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Silver Business Checking

With UMCU's Silver Business Checking, you get full-service flexibility, low fees, and easy access to funds — so you can focus on what matters most: growing your business.

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Smart, Flexible, and Built for Growth

UMCU's Silver Business Checking helps businesses of all sizes monitor cash flow, minimize expenses, and move funds quickly to capitalize on opportunities and improve efficiency. Easily manage your accounts 24/7 through the Online Banking portal or Mobile App. 

Open an Account 

  • Free Visa® Debit Cards: Access funds anytime, anywhere
  • First 200 Deposits (Credits) Each Month are Free: $0.10 for each additional item*
  • No Charge for First 100 Checks (Debits) Each Month: $0.20 for each additional item*
  • Earn Interest on Funds Kept On-hand: Also open a Business Savings or Business Money Market Account**

Business Silver Checking Rates

Deposit Tier Interest Rate APY*
$2,000 - $4,999.99 0.05% 0.05%
$5,000 - $9,999.99 0.06% 0.06%
$10,000 - $24,999.99 0.10% 0.10%
$25,000+ 0.20% 0.20%
Interest Rate APY*
0.05% 0.05%
Interest Rate APY*
0.06% 0.06%
Interest Rate APY*
0.10% 0.10%
Interest Rate APY*
0.20% 0.20%

Related Resources

Calculators

Access calculators to plan and manage your finances.

Blogs

Explore helpful articles, tips, and updates.

Webinars

Watch webinars to learn about finances, services, and more.

Events

Discover upcoming UMCU events.

Downloads

Find downloadable forms and account resources.
View All Resources

We Also Recommend

Business Gold Checking Account

Business Gold Checking Account

  • First 400 Deposits (Credits) Each Month are Free
  • No Charge for First 300 Checks (Debits) Each Month
  • Free Visa® Debit Cards
  • No Monthly Maintenance Fee if $2,000 Balance is Maintained
  • Earn Interest on Funds Kept On-Hand
Business Savings Account

Business Savings Account

  • No Monthly Maintenance Fee
  • First 6 Withdrawals Each Month are Free
  • No Charge for First 75 Deposits Each Month
  • Easily Manage Funds 24/7
  • Upgrade to a Business Money Market Account to Earn Tiered Interest on Deposited Funds

Disclaimer

*APY = Annual Percentage Yield. Each check deposited is counted as an individual item. Total cash within a deposit is counted as one item. 100 checks and other debits each month are free ($0.20 for each additional item). Item counts are the total monthly aggregate of all items presented to all your accounts under a single account number. 200 free deposits and other monthly credits each month ($0.10 for each additional item)
**Savings Account is required for plan. $200 minimum balance - $5 monthly fee if the balance drops below the minimum

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