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Money Market Savings Account

Earn more with every dollar you save. UMCU's Money Market Savings Account offers tiered interest rates, easy access, and a more innovative way to grow your savings. Start building your financial future today!

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Grow Your Savings with UMCU's Money Market Account Feature Image

Grow Your Savings with UMCU's Money Market Account

Looking for a savings account that does more than just hold your money? UMCU's Money Market Savings Account rewards you with monthly interest on balances of $2,000 or more.

Whether you're saving for future goals or building your financial foundation, our Money Market Savings Account helps your money work harder for you.

Open an Account 

  • Tiered Earned Interest on Deposited Funds: Earn more, as you save more
  • No Monthly Fees: If balance is kept over $500
  • Minimum Deposit to Open: $500
  • Financial Counseling: Let us assist you in your financial savings goals
  • Sub-accounts for Your Individualized Goals: Vacation funds, house repairs, vehicle down payments, and more
  • Nationwide Fee-free ATM access*

Money Market Savings Rates

Deposit Tier Interest Rate APY*
$2,000 - $4,999.99 0.45% 0.45%
$5,000 - $9,999.99 0.45% 0.45%
$10,000 - $24,999.99 0.75% 0.75%
$25,000+ 1.05% 1.06%
Interest Rate APY*
0.45% 0.45%
Interest Rate APY*
0.45% 0.45%
Interest Rate APY*
0.75% 0.75%
Interest Rate APY*
1.05% 1.06%

Related Resources

Calculators

Access calculators to plan and manage your finances.

Blogs

Explore helpful articles, tips, and updates.

Webinars

Watch webinars to learn about finances, services, and more.

Events

Discover upcoming UMCU events.

Downloads

Find downloadable forms and account resources.
View All Resources

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  • Financial Counseling Available
Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs)

  • Invest Up to $7,000 Annually
  • Flexible Use
  • Traditional IRA and Roth IRA Options
  • Financial Counseling Available

Disclaimer

Interest is paid monthly. Third-party transfers are limited to six per month in accordance with Regulation D requirements. Variable rate account. Rate may change after account is opened. 
APY = Annual Percentage Yield

*Free, unlimited access to more than 30,000 ATMs that are part of the CO-OP ATM network.

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